What Makes a Great Business?

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You![email protected] I’ve been a practicing CPA since 1989. Most of my practice has been focused on businesses and the individuals who own businesses. I … Read more

What Are The 5 Cs of Credit

While a lot of emphasis is placed upon your credit score, it’s actually just one of the things lenders consider when determining your creditworthiness. Known as the 5 Cs of credit, these are your character, capacity, capital, conditions and collateral. Let’s take a look at each of these in-depth. The 5 Cs of Credit Character … Read more

New in #141

CATRICE Invisible Cover Foundation 012C Based on the name I imagined this foundation very differently, something more lightweight and hydrating, but to me it looks like they just reused the formula of their True Skin foundation when I compared them side by side. It’s a thick formula with medium coverage and a matte finish. On … Read more

New Year, New Nails: The Best Nail Trends To Try This Year

New Year, New Nails: The Best Nail Trends to Try This Year Nail art isn’t just about fashion; it’s about self-expression. From glitzy chrome finishes to mood-reflective aura nails, the latest nail trends are making waves for 2025. Whether you’re curious about timeless classics or futuristic nail designs, we’ve got you covered.    Snowflake Nails: … Read more

13 Style Tips to Hide Holiday Weight Gain

Holidays are in full swing. Besides housework, it’s full of blessings, gifts, guests, and delicious food. Eating more means gaining weight, right? But who cares about it when there’s savory turkey, creamy mashed potatoes, and decadent pumpkin pie on the table? It’s easy to overindulge, and stretchy pants become our best friends. For some of … Read more

Short Winter Nails to Swoon Over

Celebrities like Hailey Bieber, Megan Thee Stallion, Selena Gomez and so many others provide manicure inspiration like it’s their full-time job—and we adore it. Daily, they deliver countless swoon-worthy looks and new takes on industry trends, often donning long manicures. But sometimes it’s nice to take a break from extensions and embrace a shorter length. … Read more

Good Risk Vs. Bad Risk

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You![email protected] All risk, whether good or bad, shares one thing in common – both require an investment. That investment typically includes time and money. … Read more

Best Beauty Finds in 2024

MISSHA Radiance Perfect Fit Cushion SPF50 PA+++ 19 Ivory This is a shade that matches me very well and it’s almost like using an eraser – if you ever found perfect match for your skin tone, you’ll know what I mean. But I also enjoy this formula, as it suits my dry skin and it … Read more