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You may be surprised to know that you can make UPI payment even without internet, but you will have to know this trick for that. Let us tell you how you can make UPI payment without internet.
How to make UPI payment without internet
New Delhi. If you are a smartphone user, then I can say with certainty that you must be carrying less cash and making most of the payments through the UPI present in your smartphone. Nowadays people are resorting to UPI payment for everything from buying vegetables to paying fare to e-rickshaw pullers. But have you ever thought that if the data on your phone suddenly runs out and you do not even have cash for payment… then how will you make the payment? Can UPI work even without internet?
Yes, you can use UPI for payment even without internet. Let us tell you how you can make UPI payment without internet connection.
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How to make UPI payment without internet?
National Payments Corporation of India (NPCI) understands that the people of India are gradually becoming dependent on UPI. Therefore, it has started a new service, in which anyone can make UPI payment even without internet. This means that the user can get the benefit of banking services even without internet connectivity. For this you will have to call the official USSD code. this is the code *99#Various banking facilities are provided on this number, which also includes sending and receiving interbank funds. Apart from this, you can also avail services like setting or changing balance and UPI PIN in bank account.
Now let us tell you how you can use *99# USSD code to make UPI payment when internet connection is lost.
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How to use UPI offline (How to use UPI offline)
1. First of all you call *99#. Keep this in mind that your number should be registered with the bank.
2. An option to choose the correct number to select the language will appear on your phone screen. You write the number.
3. Now you will have the option of many banking facilities, such as transfer money, check balance, transaction etc.
4. Now if you want to transfer money then type 1 and press Send.
5. Now you choose which mode you want to send money, like mobile number, UPI ID, previously saved person or other options. After this press on Send.
6. If you choose the mobile number option, then enter the number to which you want to send money and then tap on Send.
7. Now enter the amount and send it.
8. If you want, you can also enter a remark for payment.
9. Now enter the UPI PIN and complete the transaction.
10. In this way you can complete your UPI transaction even offline.
So now you must have understood that you can avail the benefits of UPI services (UPI offline) even without internet. For this you just have to call *99# and follow the instructions. Apart from this, another service of UPI is UPI Lite, through which you can make instant payment without entering PIN.
